Donation

I check my insurance policy and find out can't bail out for the first 5 years , total commitment in investing is 3 millions NT, by reviewing it , I realized I have to keep it for 5 years as it value much higher than , consider is my other retirement fund ( up to 65 years old ) 

Retuning mc fees from himalaya foundation and turn it to donation , may said at the ceremony , guest are surprised to know my voice is so good - I  mean , easy to accept and embrace .

Redding my e book download from city library . The life of extradiary sychologist are story of suffering and pain . What a good reading .

Promise to take the ride to Tainan with Daniel on Wednesday . Enjoy his super car then .

Ray :

1. Waiting is another option . Don't push yourself to the corner .

2. If you don't have options , you have shoulder , if you have options , you grow wings .

3. Your new year resolution in 2016

4. Freedom of choice is the free spirit .

5. Nice pizza - really ... But it's too rich to me .